029 2046 5144

Monday to Friday 9.00am to 5.30pm

As the name suggests Personal Contract Hire (also known as personal leasing) is simply contract hire but for individuals

Personal Contract Hire (PCH) is based on a fixed term contract where customers pay an agreed monthly charge for the use of a vehicle for a previously agreed period.

Advantages:

  • Flexible initial payment
  • Fixed term contract
  • Fixed mileage contract
  • Fixed cost motoring
  • Flexible profiles to suit you
  • You only pay for the use of the vehicle
  • At the end of your contract simply hand the vehicle back
  • Option of including maintenance with the contract
  • No depreciation or disposal risk

Disadvantages:

  • Vehicle must be returned in a well maintained condition
  • Early termination can be expensive
  • You must have fully comprehensive vehicle insurance
  • You will never own the vehicle

More Information on Personal Contract Hire:

It benefits customers wishing to eliminate the financial risk associated with disposing of a vehicle. Contracts are usually taken over two, three or four years, providing a high level of flexibility. Some contracts can be formally extended beyond the end of contract date if required. Just ask and we can answer any of your questions regarding extending your contract.

PCH is very similar to business Contract Hire; both are based on a fixed annual mileage agreed on inception of a contract. You will need to decide how many miles you drive each year before quotations can be obtained. Once you have stated how many miles you drive in a year and considered which vehicle you would like to lease a quote can be created for you by one of our sales team.

Regulations with regard to making mileage amendments after contracts are live vary from funder to funder, so it is always better to be as accurate as you can be. If you do exceed the agreed allowance at the end of your contract you will pay an excess mileage charge, which will have been agreed upon prior to signing the finance agreement.

Please remember this when deciding upon you annual mileage. If you are looking to have predictable motoring costs adding maintenance to your monthly payment is easy. Maintenance is there to put your mind at rest should any challenges arise with your vehicle and generally covers servicing, routine maintenance, tyres, exhausts and batteries.

Please note that it is responsibility of the person named on the finance agreement to arrange and pay for fully comprehensive insurance for the vehicle. It is important that the vehicle is returned in accordance with the guidelines set out in the 'Fair Wear and Tear Guide', a copy of which is made available to customers when they are near the end of their PCH agreement.



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Email : enquires@sabremotors.co.uk

Telephone : 029 2046 5144

Company Address :
Sabre Motor Company
Performance House
Penarth Rd
Cardiff
South Wales
CF11 8UQ

Sabre Motor Company Ltd trades under licence as and introduces business to Platinum Funding which is a trading name of the Bridle Group a division of Hanborough Enterprises Ltd. Sabre Motor Company Ltd is an Appointed Representative (Firm Reference Number 840458) of Hanborough Enterprises Ltd (Firm Reference Number 631448) who is authorised and regulated by the Financial Conduct Authority for consumer credit activities and insurance distribution. You can check this on the FCA Register by visiting www.fca.org.uk or by contacting the FCA direct on 0300 500 8082. We are an independent vehicle finance broker and we operate with a panel of carefully selected funders. We may receive commission and/or other benefits from the finance provider if you enter into an agreement with them. Sabre Motor Company Ltd is a company registered in England no 08206143 and their registered office and trading address is Performance House, Penarth Road, Cardiff, South Glamorgan CF11 8UQ. Vat no 184 8625 68. Data Protection Licence ZA124319. Hanborough Enterprises Ltd trading as Platinum Funding operate from Tamarisk House, North Leigh Business Park, North Leigh, Witney, Oxfordshire OX29 6SW. Hanborough Enterprises Ltd is a company registered in England no 07216831 and their registered office Jamesons House, Compton Way, Witney OX29 6SW. Vat no 110 3005 02. Data Protection Licence Z264186X. Finance is subject to status. Pictures are for illustration only and may not be the exact model. Calls may be recorded for training and monitoring purposes. E&OE

Disclaimer: All vehicle images and descriptions are for illustration and reference purposes only, all vehicle leases are subject to credit approval and subject to change at any time. E&OE.

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